Your home may be one of the biggest investments you will ever make so protecting it with the proper coverage is a must. Your home is where you raise your family, where you relax after work, where you host friends on the weekends, and a place for you to go to bed every night. Protecting this investment so you can sleep with peace-of-mind is not just essential to your finances, but also to your well-being. 

Just like you, we too are in the process of buying our first home, moving out for good, embarking on a new journey, and we understand how scary it can be. We’ll help to make sure everything is properly in order so you can move in, get comfortable, and enjoy your home instead of stressing about paperwork.  We’ll strive to make the process as smooth as possible, and get you the best coverage that fits your budget. 

 Below is some general information you should know in regards to home owner’s coverage.

What You Need to Know

Homeowners insurance protects your property against damages to the house itself, and your possessions within it. One of the most important factors in homeowners insurance is that you are not eligible for a mortgage without it, so in order to buy your house, you most likely need it on those grounds alone! Beyond that, there are countless reasons your house needs the protection that homeowners insurance provides you with. Some examples include:

  • Fire, 
  • Lightning
  • Wind and hail
  • Falling objects
  • Vandalism
  • Theft 

Liability

Liability insurance protects you financially from the risk of lawsuits should harm unintentionally come to someone or something on your property or potentially anywhere else in the world. 

How we go above and beyond

As one of the most important purchases of your life, your home is special and deserves unique attention. Direct insurers will talk about their 24/7 service and availability, but if your house was to burn down, do you want to talk to a hotline, or do you want to talk to a broker who is going to wake up, get dressed, drive over, and try to help you as best as he or she can, even if that means just driving over and helping you find a place to sleep that night? 

The difference between us and most other services you could go with is that you get the attention you deserve for your business. Others will talk about it, we deliver it.

My Generation was created out of a need. A need for you, the new generation.  We recognize that there is a desire for brokers and insurance coverage that better understands you, Generation Y. Your needs, your way, your insurance. We’ll communicate with you the way you want to communicate and we`ll speak to you in language you can understand. I mean have you ever tried to read an insurance policy? They might as well be in a different language. We’re here to advise you, and hopefully make your life as easy as possible. 

Our mission is to make insurance quick and painless. When you buy a car, you want to drive it. When you move into a new home, you want insurance settled so you can move. We get it. We’ve been there. My Generation understands you, because we are you. It’s nothing against the old generation, but it’s time for a change.  We do business the way you do business.  We’ll get things done the way you want them done, because that’s what we do.